Mortgage Lending Officer

Date: Aug 5, 2022

Location: New York, NY, US, 10004

Join the Popular Team!

Founded in 1893, Popular Inc. has been built upon strong institutional values while providing broad financial services within the United States, Puerto Rico, and the Caribbean.

We strive to create an extraordinary legacy with a passion for customer service, tremendous dedication to our employees, and strong partnerships in the communities where we reside. Come explore Popular - Our bottom line is you.

National MLO Sales

We are currently seeking a Home Lending Officer to promote and sell mortgage products to existing and potential bank clients and non-clients contacted through different sources such as, Internal Bank Colleagues and self-sourced applications from referral partners.  In this role you will ensure the achievement of individualized production goals, operational excellence and growth and profitability, while maintaining a personal pipeline of retail mortgage loans. 
 

In this position, you will:

 

  • Ensure you provide professional and timely consultation to customers and prospective customers, referrals, walk-ins and personal prospects to offer the best available mortgage product which includes:

    1) obtaining and processing mortgage loan applications;
    2) pre-qualifying customers for appropriate mortgage loan products based on customers’ credit profile;
    3) reviewing credit loan files;
    4) collecting, reviewing and submitting necessary documentation to facilitate the processing of the loan through to the mortgage closing and post-closing as needed:
    5)  preparing and providing required disclosures throughout the loan process and;
    6) providing ethical consultation to ensure loans meet quality control standards and are in compliance with all applicable regulatory guidelines.
     
  • Reviews business trends and advise customers regarding expected fluctuations.
     
  • Support department business goals through effectively managing personal pipeline to drive volume.
     
  • Visit with clients and prospective clients regularly and recommend products or applicable services.
     
  • Ensure compliance with all applicable laws, rules, and regulations on a timely and adhere to general bank regulatory procedures including BSA/AML as it pertains to “know your customer”.
     

To be considered, you will need:

 

  • High School Diploma or equivalent required; Bachelor's Degree preferred.
     
  • Minimum of 5 years of loan consultation experience required.
     
  • Strong written and verbal communication skills.   English/Spanish bilingual preferred.
     
  • Effective sales ability and persuasiveness.
     
  • Must have intermediate to advanced computer and analytical skills.
     
  • This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E Act of 2008 and Regulation Z.  You will be subject to the required registration process, which includes a criminal background and credit check. 
     

 

Please consider joining our DYNAMIC, friendly team! It takes only a few minutes to check-out this great opportunity and apply!

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

To learn more about Popular, visit our website at www.popularbank.com

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We reaffirm our commitment to offer essential financial services and solutions for our customers at all times, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

 


Nearest Major Market: Manhattan
Nearest Secondary Market: New York City

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