Financial Analyst

General Description

Obtain and analyze financial data. Prepare projections and financial models. Summarize and report findings. Execute administrative tasks related to a credit portfolio. Assist in the preparation of credit approval memos.

Essential Duties and Responsibilities

• Develop integrated financial statement analyses using our spreading system. Responsible to obtain, enter, review and analyze data to be used in our underwriting process. Effective identifying, understanding and explaining relevant fluctuations and trends.
• Effective preparing projections and forecasts. Agile modeling financial scenarios (base case/ stressed case). Articulated and efficient preparing reports, and presentations related to financial and/or industry matters.
• Analyze periodically client’s financial info and monitor compliance with loan covenants.
• Research and summarize macroeconomic and industry information and trends. Identify key data to be used in underwritings and industry analyses. Assess possible impact of this information in clients.
• Maintain updated databases in a reliable and efficient fashion.
• Maintain credits file complete and in compliance.
• Efficient and reliable coordinating and monitoring with Commercial Credit Operational Support Unit. Assist in all administrative and regulatory aspects of the credit portfolio.
• Expected to bring suggestions that can improve our structuring alternatives to new credits and provide insightful inputs to possible structures.

Supervisory Responsibilities:
This job has no supervisory responsibilities.

Education

Bachelor's Degree in Accounting or Finance

Experience

At least two years of experience in credit and financial analytics.

Knowledge, Skills and Abilities (KSA's)

• Excellent analytical skills. Effective identifying fluctuations and situations. Deep knowledge of financial analysis tools (excel, etc.), and analytical approaches (horizontal analysis, ratio analysis, etc.).
• Excellent research and reporting skills.
• Excellent oral and written communication skills, both in English and Spanish.
• Excellent interpersonal skills and strong teamwork spirit.
• Ability to work under pressure and meet deadlines.
• Excellent organizational skills to handle multiple tasks simultaneously.
• MS Office domain: Excel, Word, PowerPoint and Outlook.

Values

1. Passion for People

3. Succeed Together

2. Own Every Moment

4. Build the Future

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer
Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.
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