Financial Analyst

Date: Jul 28, 2022

Location: San Juan, PR

At Popular, we offer a wide variety of services and financial solutions to serve our communities in the Island and abroad. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; this is why we value their diverse skills, experiences and backgrounds.

 

Are you ready for a rewarding career?

Over 7,900 men and women in Puerto Rico, Virgin Islands and the United States work at Popular.

Come and join our community!

General Description

Obtain and analyze financial data. Prepare projections and financial models. Summarize and report findings. Execute administrative tasks related to a credit portfolio. Assist in the preparation of credit approval memos.

Essential Duties and Responsibilities

Develop integrated financial statement analyses using our spreading system. Responsible to obtain, enter, review and analyze data to be used in our underwriting process.  Effective identifying, understanding and explaining relevant fluctuations and trends.
Effective preparing projections and forecasts. Agile modeling financial scenarios (base case/ stressed case). Articulated and efficient preparing reports, and presentations related to financial and/or industry matters. 
Analyze periodically client’s financial info and monitor compliance with loan covenants.  
Research and summarize macroeconomic and industry information and trends. Identify key data to be used in underwritings and industry analyses. Assess possible impact of this information in clients.  
Maintain updated databases in a reliable and efficient fashion. 
Maintain credits file complete and in compliance.
Efficient and reliable coordinating and monitoring with Commercial Credit Operational Support Unit. Assist in all administrative and regulatory aspects of the credit portfolio.    
Expected to bring suggestions that can improve our structuring alternatives to new credits and provide insightful inputs to possible structures.

 

Supervisory Responsibilities:
This job has no supervisory responsibilities.

Education

Bachelor’s Degree in Business Administration with a major in Accounting or Finance.

Experience

At least two years’ experience in credit and financial analytical task.

Other Qualifications

Excellent analytical skills. Effective identifying fluctuations and situations. Deep knowledge of financial analysis tools (excel, etc.), and analytical approaches (horizontal analysis, ratio analysis, etc.).
Excellent research and reporting skills.
Excellent oral and written communication skills, both in English and Spanish.
Excellent interpersonal skills and strong teamwork spirit.
Ability to work under pressure and meet deadlines.
Excellent organizational skills to handle multiple tasks simultaneously.
MS Office domain: Excel, Word, PowerPoint and Outlook.

Competencies

Accountability
Analytical Discipline
Collaboration & Teamwork
Change Agent
Customer Centric
Self Development
Business Excellence
Character

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

 

Popular requires all employees to be fully vaccinated against COVID-19 by the first day of work. We will require you to provide a copy of your COVID-19 Vaccination Record Card. (1)

(1)  In general, people are considered fully vaccinated: ±

       2 weeks after their second dose in a 2-dose series, such as the Pfizer or Moderna vaccines, or

       2 weeks after a single-dose vaccine, such as Johnson & Johnson's Janssen vaccine

 

Popular may provide vaccination exemptions for medical or pregnancy reasons, or due to a sincerely held religious belief or practice, unless doing so would impose an undue hardship to Popular or pose a direct threat to the health and safety of others. If you wish to request a vaccination exemption or have a disability and need assistance with the application process, please contact us at asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

 

As Puerto Rico’s leading financial institution, we reaffirm our commitment to always offer essential financial services and solutions for our customers, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

 

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Popular is an Equal Opportunity Employer

Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.

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