Credit Analyst

Date: Dec 27, 2020

Location: Tortola, VG


A leading financial institution setting the pace through its commitment to corporate values and a superior client satisfaction, seeks a qualified candidate to join its POPULAR team of successful professionals in Puerto Rico for the following position:

General Description

Process and analyze financial and non-financial information from commercial customers that will be used to complete loan offerings to be submitted to loan committees or credit officers for approval.

Essential Duties and Responsibilities

Assist the relationship officer in the processing of loan applications, including credit analyses and summaries of loan requests, and submit to loan committees or credit officers for approval. Process and analyze financial statements using computer programs, to generate financial ratios to evaluate customers' financial condition. Document the degree of risk involved in extending the credit or lending money given the actual financial condition of a client or prospect. Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. Compare liquidity, profitability, and credit histories of clients with those in the same industries and geographic locations. Perform annual reviews of existing line of credits and term loans. Maintain continuous communication with customers to obtain financial and non-financial information for the processing of loan applications. Perform post closing activities such as: deliver original notes and collateral documents to post closing area, and verify data integrity of loans in the Bank’s systems. Consult with customers to resolve complaints and verify credit transactions. Provide support in other account management activities such as: collection of past due loans, verify borrower compliance with covenants and other loan documents. Assist the relationship officer in the performance of collections, BSA reports, compliance audits, and resolve customers’ claims.      


Supervisory Responsibilities:

This job has no supervisory responsibilities.

Minimum Education
Bachelor's Degree in Business Administration

One to two years related experience.

Certifications / Licenses
No certifications or license needed.
Analytical Discipline
Collaboration & Teamwork
Change Agent
Customer Centric
Self Development
Business Excellence
Additional Information

The information provided here is only a general guide as to the nature of the position and does not constitute an exact description of the goals, tasks, duties and responsibilities of the position. The specific details of each position are described in the employee’s performance evaluation.

Important: The candidate must provide evidence of academic preparation or courses related to the published job.

We reaffirm our commitment to offer essential financial services and solutions for our customers at all times, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.


Popular Inc., is an Equal Opportunity Employer

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