Credit Analyst - LPU

US Comm Cred Business Banking & Retail

We are looking for a Commercial Credit Analyst to join our Commercial Banking Loan Production Unit (LPU) in Miami Lakes, Florida.

In this position you will be responsible for performing timely credit analysis for small business loans and commercial real estate investment request submitted primarily through Popular Community Bank's branch network. These commercial credit underwriting deals generally consists of credit requests up to $1.5M.

In this position, you will:

Prepare written analysis on new loan applications to measure financial strengths and weaknesses of borrowers and guarantors, collateral adequacy and general credit worthiness.
Spread financial statements as needed through a financial software package and subsequently analyze system-generated reports for preparation of written reviews.
Gather information on actual and prospective borrowers through inquiries and investigations with professional firms or individuals and in-house information on borrowers.
Review commercial appraisals.
Assist Branch Managers and Loan Officers in the proper structuring of loan terms and the understanding of fundamental credit principles.
Review and evaluate proposed modifications to decisioned loans with Loan Officers and Branch Managers.
Maintain a computerized loan tracking system to ensure that Loan Officers and Branch Managers are kept up to date on pending loan requests.

To be considered, you will need:

Familiarity with financial statements, corporate and individual tax returns and personal credit reports.
Bachelor’s Degree in Accounting or Finance combined with a minimum 1 year Commercial credit analytical related experience.
Computer literate; fluency in Microsoft Office programs, Excel analysis required
Strong analytical and negotiation skills.
Knowledge of commercial real estate investment transactions.
Ability to thrive in a high-volume environment.

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at asesorialaboral@popular.com. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer
Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.
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